BIN 497338
4973 3856 2601 5846
BIN 497338 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Corporate T&E level. The issuing bank is Banque Francaise Commerciale Ocean Indien, based in France. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 497338 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇫🇷 Our dataset lists 3,976 BIN ranges issued in France. See the France BIN list with its banks, card schemes and card types.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 497338?
BIN 497338 belongs to Banque Francaise Commerciale Ocean Indien in France. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 497338 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.