Free Card & Payment Tools for Developers
Validate and mask card numbers, look up BINs, IBANs and SWIFT codes, and generate synthetic data for your payment forms — free, in your browser, nothing stored.
A free toolbox for cards, payments and checkout Built for developers, QA engineers and merchants — everything runs in your browser and all generated data is synthetic.
What makes PAYATE special?
Private & secure Your connection is secured with HTTPS/TLS, every tool runs in your browser, and we store no real card or personal details.
Validate & format Check a card number with the Luhn algorithm, detect the brand from its BIN, and group or mask it in one click.
Help Assistant A built-in help assistant answers your questions about the tools and guides, and points you to the right one — no account needed.
Synthetic data Generate Luhn-valid card numbers, IBANs, SWIFT codes and fictional profiles for your payment forms — all synthetic, never real.
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Frequently asked questions
What is PAYATE?
PAYATE is a free platform of developer tools and guides for payment cards — including BIN Lookup, a Card Validator, card-format generators, an Address Generator and 2FA tools. All generated data is synthetic.
Are PAYATE's tools free?
Yes. Every tool is free to use. An optional membership raises daily limits and adds bulk export and API access.
Can I generate real, usable credit card numbers?
No. Everything is synthetic and follows public number formats only. The numbers are not issued by any bank, carry no funds, and cannot be used for real purchases.
What can I use PAYATE for?
Checking checkout and payment integrations, validating card-number formats, generating fictional profiles, and learning how card numbers and the Luhn algorithm work.
Which tools does PAYATE offer?
BIN Lookup, Card Validator, Card / Visa / Bulk generators, Address Generator, Two-Factor Authentication, and sandbox verification tools.
Is PAYATE safe and legal to use?
Yes, for lawful development, QA and education. It stores no real card or personal data, and its output must not be used for fraud.