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BIN 540400

Mastercard Debit Standard 🇦🇱 Albania
Scheme / NetworkMastercard
Card typeDebit
Card levelStandard
Issuing bankBanka Amerikane E Investimeve SHA
Country🇦🇱 Albania (AL)
Luhn-valid sample number for this BIN
5404 0099 0940 5914
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 540400 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Mastercard network as a debit card at the Standard level. The issuing bank is Banka Amerikane E Investimeve SHA, based in Albania. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

Mastercard numbers start with51–55 and 2221–2720
Number length16 digits
Security codeCVC2 · 3 digits

Every card number that starts with 540400 follows these Mastercard rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.

🇦🇱 Our dataset lists 122 BIN ranges issued in Albania. See the Albania BIN list with its banks, card schemes and card types.

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Frequently asked questions

What bank issued BIN 540400?

BIN 540400 belongs to Banka Amerikane E Investimeve SHA in Albania. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 540400 a credit or debit card?

It is a debit card on the Mastercard network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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