Miscellaneous Personal Services
MCC 7299 is the four-digit Merchant Category Code (ISO 18245) for Miscellaneous Personal Services. Card networks and banks attach it to a merchant to describe what they sell, and it falls under the Miscellaneous stores group. The MCC can influence the cashback or rewards category a purchase earns, whether a surcharge is allowed, interchange pricing, and how the spend is reported — so two similar shops can differ if their acquirers categorised them differently.
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What does MCC 7299 mean?
MCC 7299 is the Merchant Category Code for Miscellaneous Personal Services. Card networks assign it to merchants in that line of business, and it sits in the Miscellaneous stores group.
What is a Merchant Category Code (MCC)?
An MCC is a four-digit code (ISO 18245) that classifies a business by what it sells. Card networks and banks use it to apply interchange rates, rewards categories, tax rules and spending controls to a transaction.
Where is MCC 7299 used?
It appears in card-transaction data for merchants categorised as Miscellaneous Personal Services. It can affect cashback/points categories, surcharge rules and expense reporting — but it is set by the acquirer, so similar businesses can occasionally differ.