Opticians, Optical Goods, and Eyeglasses (no longer validfor first presentments)
MCC 8044 is the four-digit Merchant Category Code (ISO 18245) for Opticians, Optical Goods, and Eyeglasses (no longer validfor first presentments). Card networks and banks attach it to a merchant to describe what they sell, and it falls under the Professional services & membership group. The MCC can influence the cashback or rewards category a purchase earns, whether a surcharge is allowed, interchange pricing, and how the spend is reported — so two similar shops can differ if their acquirers categorised them differently.
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What does MCC 8044 mean?
MCC 8044 is the Merchant Category Code for Opticians, Optical Goods, and Eyeglasses (no longer validfor first presentments). Card networks assign it to merchants in that line of business, and it sits in the Professional services & membership group.
What is a Merchant Category Code (MCC)?
An MCC is a four-digit code (ISO 18245) that classifies a business by what it sells. Card networks and banks use it to apply interchange rates, rewards categories, tax rules and spending controls to a transaction.
Where is MCC 8044 used?
It appears in card-transaction data for merchants categorised as Opticians, Optical Goods, and Eyeglasses (no longer validfor first presentments). It can affect cashback/points categories, surcharge rules and expense reporting — but it is set by the acquirer, so similar businesses can occasionally differ.