BIN 232019
2320 1937 9805 1688
BIN 232019 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Mastercard network as a debit card at the Standard level. The issuing bank is Cooperativa DE Ahorro Y Credito Policia Nacional, based in Ecuador. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 232019 follows these Mastercard rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇪🇨 Our dataset lists 678 BIN ranges issued in Ecuador. See the Ecuador BIN list with its banks, card schemes and card types.
Other BINs from Cooperativa DE Ahorro Y Credito Policia Nacional
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 232019?
BIN 232019 belongs to Cooperativa DE Ahorro Y Credito Policia Nacional in Ecuador. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 232019 a credit or debit card?
It is a debit card on the Mastercard network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.