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BIN 401186

Visa Credit Classic 🇺🇸 United States
Scheme / NetworkVisa
Card typeCredit
Card levelClassic
Issuing bankCitibank, National Association - Consumer
Country🇺🇸 United States (US)
Luhn-valid sample number for this BIN
4011 8635 0270 0651
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 401186 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Classic level. The issuing bank is Citibank, National Association - Consumer, based in United States. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

Visa numbers start with4
Number length16 (also 13 or 19) digits
Security codeCVV2 · 3 digits

Every card number that starts with 401186 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.

🇺🇸 Our dataset lists 156,869 BIN ranges issued in United States. See the United States BIN list with its banks, card schemes and card types.

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Frequently asked questions

What bank issued BIN 401186?

BIN 401186 belongs to Citibank, National Association - Consumer in United States. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 401186 a credit or debit card?

It is a credit card on the Visa network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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