BIN 402865
www.unibank.az
4028 6568 0733 8917
BIN 402865 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Classic level. The issuing bank is Unibank Commercial Bank, based in Azerbaijan. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 402865 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇦🇿 Our dataset lists 481 BIN ranges issued in Azerbaijan. See the Azerbaijan BIN list with its banks, card schemes and card types.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 402865?
BIN 402865 belongs to Unibank Commercial Bank in Azerbaijan. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 402865 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.