BIN 403972
www.chiphone.org
4039 7200 6779 2168
BIN 403972 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Traditional level. The issuing bank is Chiphone Federal Credit Union, based in United States. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 403972 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇺🇸 Our dataset lists 156,869 BIN ranges issued in United States. See the United States BIN list with its banks, card schemes and card types.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 403972?
BIN 403972 belongs to Chiphone Federal Credit Union in United States. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 403972 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.