BIN 439197
www.bdo.com.ph
4391 9741 1427 5311
BIN 439197 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Corporate T&E level. The issuing bank is Banco DE ORO Unibank, Inc., based in Philippines. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 439197 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇵🇭 Our dataset lists 631 BIN ranges issued in Philippines. See the Philippines BIN list with its banks, card schemes and card types.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 439197?
BIN 439197 belongs to Banco DE ORO Unibank, Inc. in Philippines. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 439197 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.