BIN 439654
4396 5492 2189 6756
BIN 439654 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a debit card at the Business Enhanced level. The issuing bank is Wise Payments, Ltd., based in United Kingdom. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 439654 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇬🇧 Our dataset lists 7,554 BIN ranges issued in United Kingdom. See the United Kingdom BIN list with its banks, card schemes and card types.
Other BINs from Wise Payments, Ltd.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 439654?
BIN 439654 belongs to Wise Payments, Ltd. in United Kingdom. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 439654 a credit or debit card?
It is a debit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.