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BIN 538197

Mastercard Credit Executive Business 🇦🇺 Australia
Scheme / NetworkMastercard
Card typeCredit
Card levelExecutive Business
Issuing bankArcha, Ltd.
Country🇦🇺 Australia (AU)
Luhn-valid sample number for this BIN
5381 9711 0016 9002
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 538197 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Mastercard network as a credit card at the Executive Business level. The issuing bank is Archa, Ltd., based in Australia. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

Mastercard numbers start with51–55 and 2221–2720
Number length16 digits
Security codeCVC2 · 3 digits

Every card number that starts with 538197 follows these Mastercard rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.

🇦🇺 Our dataset lists 2,688 BIN ranges issued in Australia. See the Australia BIN list with its banks, card schemes and card types.

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Frequently asked questions

What bank issued BIN 538197?

BIN 538197 belongs to Archa, Ltd. in Australia. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 538197 a credit or debit card?

It is a credit card on the Mastercard network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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