BIN 538648
5386 4821 0170 3828
BIN 538648 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Mastercard network as a debit card at the Prepaid level. The issuing bank is EML Payment Solutions, Ltd., based in New Zealand. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 538648 follows these Mastercard rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇳🇿 Our dataset lists 509 BIN ranges issued in New Zealand. See the New Zealand BIN list with its banks, card schemes and card types.
Other BINs from EML Payment Solutions, Ltd.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 538648?
BIN 538648 belongs to EML Payment Solutions, Ltd. in New Zealand. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 538648 a credit or debit card?
It is a debit card on the Mastercard network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.