Hotels/Motels/Inns/Resorts
MCC 3557 is the four-digit Merchant Category Code (ISO 18245) for Hotels/Motels/Inns/Resorts. Card networks and banks attach it to a merchant to describe what they sell, and it falls under the Lodging (hotels & resorts) group. The MCC can influence the cashback or rewards category a purchase earns, whether a surcharge is allowed, interchange pricing, and how the spend is reported — so two similar shops can differ if their acquirers categorised them differently.
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What does MCC 3557 mean?
MCC 3557 is the Merchant Category Code for Hotels/Motels/Inns/Resorts. Card networks assign it to merchants in that line of business, and it sits in the Lodging (hotels & resorts) group.
What is a Merchant Category Code (MCC)?
An MCC is a four-digit code (ISO 18245) that classifies a business by what it sells. Card networks and banks use it to apply interchange rates, rewards categories, tax rules and spending controls to a transaction.
Where is MCC 3557 used?
It appears in card-transaction data for merchants categorised as Hotels/Motels/Inns/Resorts. It can affect cashback/points categories, surcharge rules and expense reporting — but it is set by the acquirer, so similar businesses can occasionally differ.