BIN 423216
4232 1628 9848 8564
BIN 423216 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a debit card at the Classic level. The issuing bank is Cooperativa DE Ahorro Y Credito DE LA Pequena Empresa Biblian Ltda., based in Ecuador. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 423216 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇪🇨 Our dataset lists 678 BIN ranges issued in Ecuador. See the Ecuador BIN list with its banks, card schemes and card types.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 423216?
BIN 423216 belongs to Cooperativa DE Ahorro Y Credito DE LA Pequena Empresa Biblian Ltda. in Ecuador. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 423216 a credit or debit card?
It is a debit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.