BIN 434972
www.kredytbank.pl
4349 7280 5873 2601
BIN 434972 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Classic level. The issuing bank is Kredyt Bank, S.a., based in Poland. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 434972 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇵🇱 Our dataset lists 1,461 BIN ranges issued in Poland. See the Poland BIN list with its banks, card schemes and card types.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 434972?
BIN 434972 belongs to Kredyt Bank, S.a. in Poland. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 434972 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.