BIN 493897
www.boci.com.hk
4938 9746 9677 9169
BIN 493897 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Platinum level. The issuing bank is BOC Credit Card (international), Ltd., based in Hong Kong. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 493897 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇭🇰 Our dataset lists 1,721 BIN ranges issued in Hong Kong. See the Hong Kong BIN list with its banks, card schemes and card types.
Other BINs from BOC Credit Card (international), Ltd.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 493897?
BIN 493897 belongs to BOC Credit Card (international), Ltd. in Hong Kong. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 493897 a credit or debit card?
It is a credit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.