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BIN 623278

China Union PAY Debit 🇨🇳 China
Scheme / NetworkChina Union PAY
Card typeDebit
Card level—
Issuing bankDongguan City Commercial Bank
Country🇨🇳 China (CN)
Luhn-valid sample number for this BIN
6232 7880 8085 6203
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 623278 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the China Union PAY network as a debit card. The issuing bank is Dongguan City Commercial Bank, based in China. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

China Union PAY numbers start with62
Number length16–19 digits
Security codeCVN2 · 3 digits

Every card number that starts with 623278 follows these China Union PAY rules.

🇨🇳 Our dataset lists 18,370 BIN ranges issued in China. See the China BIN list with its banks, card schemes and card types.

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Frequently asked questions

What bank issued BIN 623278?

BIN 623278 belongs to Dongguan City Commercial Bank in China. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 623278 a credit or debit card?

It is a debit card on the China Union PAY network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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