BIN 629281
6292 8174 3814 9339
BIN 629281 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the China Union PAY network as a debit card at the Corporate level. The issuing bank is Universal Merchant Bank, based in Ghana. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 629281 follows these China Union PAY rules.
🇬🇭 Our dataset lists 319 BIN ranges issued in Ghana. See the Ghana BIN list with its banks, card schemes and card types.
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Open BIN Lookup →Frequently asked questions
What bank issued BIN 629281?
BIN 629281 belongs to Universal Merchant Bank in Ghana. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 629281 a credit or debit card?
It is a debit card on the China Union PAY network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.