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BIN 645986

Discover Credit Personal 🇺🇸 United States
Scheme / NetworkDiscover
Card typeCredit
Card levelPersonal
Issuing bankDiscover Issuer
Country🇺🇸 United States (US)
Luhn-valid sample number for this BIN
6459 8677 4382 5130
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 645986 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Discover network as a credit card at the Personal level. The issuing bank is Discover Issuer, based in United States. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

Discover numbers start with6011, 644–649 and 65
Number length16–19 digits
Security codeCID · 3 digits

Every card number that starts with 645986 follows these Discover rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.

🇺🇸 Our dataset lists 156,869 BIN ranges issued in United States. See the United States BIN list with its banks, card schemes and card types.

Other BINs from Discover Issuer

BIN 645933BIN 645934BIN 645935BIN 645936BIN 645937BIN 645938BIN 645939BIN 645940

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Frequently asked questions

What bank issued BIN 645986?

BIN 645986 belongs to Discover Issuer in United States. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 645986 a credit or debit card?

It is a credit card on the Discover network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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