BIN 354098
3540 9869 0565 4746
BIN 354098 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the JCB network as a credit card at the Standard level. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 354098 follows these JCB rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇯🇵 Our dataset lists 13,915 BIN ranges issued in Japan. See the Japan BIN list with its banks, card schemes and card types.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 354098?
The issuing bank for this BIN is not named in our dataset. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 354098 a credit or debit card?
It is a credit card on the JCB network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.