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BIN 400438

Visa Credit Signature 🇵🇭 Philippines
Scheme / NetworkVisa
Card typeCredit
Card levelSignature
Issuing bankBanco DE ORO Unibank, Inc.
www.bdo.com.ph
Country🇵🇭 Philippines (PH)
Issuer phone(+632) 631-8000
Luhn-valid sample number for this BIN
4004 3825 7629 2486
Randomly generated, passes the Luhn check, holds no funds and is for development & QA only. Generate more with the Card Generator.

BIN 400438 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a credit card at the Signature level. The issuing bank is Banco DE ORO Unibank, Inc., based in Philippines. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.

Card number format for this BIN

Visa numbers start with4
Number length16 (also 13 or 19) digits
Security codeCVV2 · 3 digits

Every card number that starts with 400438 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.

🇵🇭 Our dataset lists 631 BIN ranges issued in Philippines. See the Philippines BIN list with its banks, card schemes and card types.

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Frequently asked questions

What bank issued BIN 400438?

BIN 400438 belongs to Banco DE ORO Unibank, Inc. in Philippines. A BIN identifies the issuing bank and card range — never an individual account or cardholder.

Is BIN 400438 a credit or debit card?

It is a credit card on the Visa network.

Can I get full card numbers from a BIN?

No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.

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