BIN 497285
4972 8588 4739 5024
BIN 497285 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Visa network as a debit card at the Classic level. The issuing bank is Banco Ficohsa Guatemala, S.a., based in Guatemala. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 497285 follows these Visa rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇬🇹 Our dataset lists 573 BIN ranges issued in Guatemala. See the Guatemala BIN list with its banks, card schemes and card types.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 497285?
BIN 497285 belongs to Banco Ficohsa Guatemala, S.a. in Guatemala. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 497285 a credit or debit card?
It is a debit card on the Visa network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.