BIN 523740
5237 4040 8751 3493
BIN 523740 is the Issuer Identification Number (IIN) at the start of a card number. It is issued on the Mastercard network as a debit card at the Prepaid level. The issuing bank is Heritage Banking Company, Ltd., based in Nigeria. A BIN identifies the bank and card range only — it never reveals an account number, balance or cardholder.
Card number format for this BIN
Every card number that starts with 523740 follows these Mastercard rules. Its last digit is a Luhn check digit calculated from the digits before it, which is why a mistyped number is usually rejected before a payment is even sent.
🇳🇬 Our dataset lists 771 BIN ranges issued in Nigeria. See the Nigeria BIN list with its banks, card schemes and card types.
Other BINs from Heritage Banking Company, Ltd.
Check another BIN
Enter any card's first 6–8 digits to look up its bank, scheme, type and country.
Open BIN Lookup →Frequently asked questions
What bank issued BIN 523740?
BIN 523740 belongs to Heritage Banking Company, Ltd. in Nigeria. A BIN identifies the issuing bank and card range — never an individual account or cardholder.
Is BIN 523740 a credit or debit card?
It is a debit card on the Mastercard network.
Can I get full card numbers from a BIN?
No. A BIN is only the first 6–8 digits and public routing information. It reveals the scheme, type, bank and country, but never a full card number, balance or cardholder. The sample on this page is randomly generated and holds no funds.