🇳🇬 Nigeria BIN List
Browse 771 Bank Identification Numbers (BIN/IIN) issued in Nigeria, with the issuing banks, card schemes and types. Look up a single BIN with the BIN Lookup, or search by bank with BIN Search.
771BIN ranges
30+top banks
11card schemes
VISA 301
MASTERCARD 229
VERVE 186
MAESTRO 20
CHINA UNION PAY 9
LOCAL BRAND 9
DINERS CLUB INTERNATIONAL 5
CMI 5
Top card-issuing banks in Nigeria
| Issuing bank | BIN ranges |
|---|---|
| Access Bank PLC | 68 |
| Zenith Bank PLC | 34 |
| United Bank FOR Africa PLC | 34 |
| Union Bank OF Nigeria PLC | 26 |
| Zenith Bank | 25 |
| First Bank OF Nigeria PLC | 23 |
| Providus Bank PLC | 20 |
| Polaris Bank, Ltd. | 20 |
| Sterling Bank PLC | 18 |
| Ecobank Nigeria PLC | 17 |
| Fidelity Bank PLC | 16 |
| First City Monument Bank PLC | 15 |
| Guaranty Trust Bank PLC | 15 |
| Standard Chartered Bank Nigeria, Ltd. | 13 |
| Keystone Bank, Ltd. | 13 |
| Heritage Banking Company, Ltd. | 13 |
| Standard Bank OF South Africa, Ltd. | 13 |
| Stanbic Ibtc Bank, Ltd. | 11 |
| Guaranty Trust Bank, Ltd. | 10 |
| Unified Payment Services, Ltd. | 9 |
| Wema Bank Plc. | 9 |
| Ecobank Nigeria, Ltd. | 8 |
| Sterling Bank PLC (nigeria) | 8 |
| Unity Bank PLC | 8 |
| Wema Bank PLC | 7 |
| Intercontinental Bank PLC | 6 |
| Coronation Merchant Bank, Ltd. | 6 |
| INN FOR Unionpay Card Network | 6 |
| First City Monument Bank, Ltd. | 4 |
| Sterling Bank | 4 |
Sample Nigeria BIN ranges
| BIN / IIN | Scheme | Type | Bank |
|---|---|---|---|
| 222701 | Mastercard | Debit | Suntrust Bank Nigeria, Ltd. |
| 223509 | Mastercard | Debit | Providus Bank PLC |
| 304744 | Diners Club International | Credit | |
| 311183 | Diners Club International | Credit | |
| 317380 | Diners Club International | Credit | |
| 347920 | American Express | Credit | |
| 348784 | American Express | Credit | |
| 363135 | Diners Club International | Credit | |
| 377144 | American Express | Credit | Access Bank |
| 379332 | American Express | Credit | O3 Capital |
| 382764 | Diners Club International | Credit | |
| 400066 | Visa | Credit | Intercontinental Bank PLC |
| 400683 | Visa | Debit | Access Bank PLC |
| 400691 | Visa | Credit | First City Monument Bank PLC |
| 400830 | Visa | Credit | |
| 400845 | Visa | Debit | Sterling Bank PLC |
| 400890 | Visa | Debit | Sterling Bank PLC |
| 402159 | Visa | Debit | Stanbic Ibtc Bank |
| 402438 | Visa | Credit | Zenith Bank PLC |
| 402924 | Visa | Debit | Polaris Bank, Ltd. |
| 403660 | Visa | Credit | Access Bank PLC |
| 403737 | Visa | Debit | Guaranty Trust Bank, Ltd. |
| 403753 | Visa | Debit | Interswitch, Ltd. |
| 404905 | Visa | Credit | United Bank FOR Africa PLC |
| 404930 | Visa | Debit | Oceanic Bank International (nigeria) PLC |
| 405030 | Visa | Debit | Fidelity Bank PLC |
| 405164 | Visa | Debit | Intl Hdqtrs-center Owned |
| 405165 | Visa | Credit | Guaranty Trust Bank, Ltd. |
| 405674 | Visa | Debit | First Bank OF Nigeria PLC |
| 406162 | Visa | Credit | Sterling Bank PLC |
| 406185 | Visa | Debit | Sparkle Microfinance Bank, Ltd. |
| 406234 | Visa | Debit | Access Bank PLC |
| 406995 | Visa | Debit | Sterling Bank PLC |
| 407127 | Visa | Debit | Access Bank PLC |
| 407586 | Visa | Credit | Access Bank PLC |
| 407591 | Visa | Debit | Providusbank PLC |
| 407713 | Visa | Debit | Access Bank PLC |
| 408301 | Visa | Credit | Access Bank PLC |
| 408302 | Visa | Credit | Access Bank PLC |
| 408303 | Visa | Credit | Access Bank PLC |
| 408304 | Visa | Debit | Access Bank PLC |
| 408305 | Visa | Debit | Access Bank PLC |
| 408378 | Visa | Credit | Oceanic Bank International PLC |
| 408379 | Visa | Credit | Ecobank Nigeria, Ltd. |
| 408380 | Visa | Credit | Oceanic Bank International PLC |
| 408407 | Visa | Credit | Mainstreet Bank, Ltd. |
| 408408 | Visa | Credit | Mainstreet Bank, Ltd. |
| 408421 | Visa | Credit | Intercontinental Bank PLC |
| 408422 | Visa | Credit | Intercontinental Bank PLC |
| 408423 | Visa | Credit | Intercontinental Bank PLC |
| 408424 | Visa | Debit | Access Bank PLC |
| 408425 | Visa | Debit | Intercontinental Bank PLC |
| 409387 | Visa | Debit | Guaranty Trust Bank, Ltd. |
| 409459 | Visa | Debit | Access Bank PLC |
| 409645 | Visa | Debit | Zenith Bank PLC |
| 410171 | Visa | Debit | Access Bank PLC |
| 410373 | Visa | Credit | Fidelity Bank PLC |
| 410540 | Visa | Debit | Kuda Microfinance Bank, Ltd. |
| 410561 | Visa | Debit | Access Bank PLC |
| 411736 | Visa | Debit | Ecobank Nigeria, Ltd. |
| 411737 | Visa | Debit | Ecobank Nigeria, Ltd. |
| 411898 | Visa | Debit | Unified Payment Services, Ltd. |
| 412053 | Visa | Debit | Zenith Bank PLC |
| 412542 | Visa | Debit | Zenith Bank PLC |
| 412583 | Visa | Debit | Fidelity Bank PLC |
| 412666 | Visa | Debit | Zenith Bank PLC |
| 412702 | Visa | Credit | Access Bank PLC |
| 413183 | Visa | Debit | Zenith Bank PLC |
| 413185 | Visa | Debit | Zenith Bank PLC |
| 413197 | Visa | Debit | Zenith Bank PLC |
| 414826 | Visa | Debit | |
| 415718 | Visa | Debit | Zenith Bank PLC |
| 416919 | Visa | Credit | First City Monument Bank, Ltd. |
| 417059 | Visa | Debit | Standard Chartered Bank Nigeria |
| 417322 | Visa | Debit | |
| 417396 | Visa | Debit | United Bank FOR Africa PLC |
| 418547 | Visa | Credit | Access Bank PLC |
| 418742 | Visa | Debit | Access Bank PLC |
| 418743 | Visa | Debit | Access Bank PLC |
| 418745 | Visa | Debit | Access Bank PLC |
| 418760 | Visa | Debit | Access Bank PLC |
| 419225 | Visa | Credit | Polaris Bank, Ltd. |
| 419226 | Visa | Credit | Polaris Bank, Ltd. |
| 419227 | Visa | Debit | Polaris Bank, Ltd. |
| 419710 | Visa | Debit | First Bank OF Nigeria PLC |
| 419760 | Visa | Debit | Union Bank OF Nigeria PLC |
| 419761 | Visa | Debit | Union Bank OF Nigeria PLC |
| 419764 | Visa | Debit | Union Bank OF Nigeria PLC |
| 419765 | Visa | Debit | Union Bank OF Nigeria PLC |
| 419768 | Visa | Debit | Union Bank OF Nigeria PLC |
| 419909 | Visa | Debit | First Bank OF Nigeria PLC |
| 420319 | Visa | Credit | Guaranty Trust Bank, Ltd. |
| 420320 | Visa | Debit | Guaranty Trust Bank, Ltd. |
| 420321 | Visa | Debit | Guaranty Trust Bank, Ltd. |
| 420332 | Visa | Credit | Union Bank OF Nigeria PLC |
| 420333 | Visa | Debit | Union Bank OF Nigeria PLC |
| 420334 | Visa | Debit | Union Bank OF Nigeria PLC |
| 420335 | Visa | Debit | Union Bank OF Nigeria PLC |
| 420358 | Visa | Credit | United Bank FOR Africa PLC |
| 420359 | Visa | Credit | United Bank FOR Africa PLC |
| 421042 | Visa | Debit | Stanbic Ibtc Bank, Ltd. |
| 421527 | Visa | Debit | Zenith Bank PLC |
| 422127 | Visa | Debit | Standard Chartered Bank Nigeria, Ltd. |
| 422500 | Visa | Debit | United Bank FOR Africa PLC |
| 422522 | Visa | Debit | United Bank FOR Africa |
| 422584 | Visa | Debit | United Bank FOR Africa PLC |
| 422594 | Visa | Debit | United Bank FOR Africa PLC |
| 422808 | Visa | Debit | Standard Chartered Bank Nigeria, Ltd. |
| 422855 | Visa | Debit | Access Bank PLC |
| 423895 | Visa | Debit | Zenith Bank PLC |
| 424226 | Visa | Debit | Polaris Bank, Ltd. |
| 424367 | Visa | Debit | Unified Payment Services, Ltd. |
| 424380 | Visa | Debit | Fidelity Bank PLC |
| 424465 | Visa | Debit | Polaris Bank, Ltd. |
| 424530 | Visa | Debit | Union Bank OF Nigeria PLC |
| 424531 | Visa | Debit | |
| 424532 | Visa | Debit | |
| 425344 | Visa | Debit | |
| 426443 | Visa | Credit | Union Bank OF Nigeria PLC |
| 427011 | Visa | Debit | First Bank OF Nigeria PLC |
| 427012 | Visa | Debit | First Bank OF Nigeria PLC |
| 427013 | Visa | Debit | First Bank OF Nigeria PLC |
| 427014 | Visa | Debit | First Bank OF Nigeria PLC |
| 427872 | Visa | Debit | Polaris Bank, Ltd. |
| 427873 | Visa | Debit | Ecobank Nigeria, Ltd. |
| 427875 | Visa | Debit | Access Bank PLC |
| 427876 | Visa | Debit | First Bank OF Nigeria PLC |
| 427877 | Visa | Debit | First Bank OF Nigeria PLC |
| 427889 | Visa | Debit | Standard Chartered Bank Nigeria, Ltd. |
| 427965 | Visa | Credit | Zenith Bank PLC |
| 427971 | Visa | Credit | Zenith Bank PLC |
| 428222 | Visa | Debit | Polaris Bank, Ltd. |
| 428223 | Visa | Debit | United Bank FOR Africa PLC |
| 428225 | Visa | Debit | Unified Payment Services, Ltd. |
| 428254 | Visa | Debit | United Bank FOR Africa PLC |
| 428272 | Visa | Debit | Union Bank OF Nigeria PLC |
| 428500 | Visa | Credit | Keystone Bank, Ltd. |
| 428501 | Visa | Credit | Keystone Bank, Ltd. |
| 428502 | Visa | Credit | Keystone Bank, Ltd. |
| 428503 | Visa | Debit | Keystone Bank, Ltd. |
| 428504 | Visa | Debit | Keystone Bank, Ltd. |
| 428602 | Visa | Debit | Ecobank Nigeria PLC |
| 428603 | Visa | Debit | Ecobank Nigeria PLC |
| 430104 | Visa | Credit | Sterling Bank PLC |
| 430116 | Visa | Debit | Sterling Bank PLC |
| 431438 | Visa | Debit | First Bank OF Nigeria PLC |
| 432226 | Visa | Credit | First City Monument Bank, Ltd. |
| 432985 | Visa | Debit | Access Bank PLC |
| 433960 | Visa | Credit | Union Bank OF Nigeria PLC |
| 434120 | Visa | Credit | Guaranty Trust Bank, Ltd. |
| 434609 | Visa | Credit | Sterling Bank PLC |
| 434616 | Visa | Debit | Sterling Bank |
| 435874 | Visa | Debit | United Bank FOR Africa PLC |
| 436376 | Visa | Debit | Zenith Bank PLC |
| 437360 | Visa | Credit | Polaris Bank, Ltd. |
| 439077 | Visa | Debit | Sterling Bank |
| 439358 | Visa | Debit | Standard Chartered Bank Nigeria, Ltd. |
| 442176 | Visa | Debit | Guaranty Trust Bank PLC |
| 442193 | Visa | Credit | Stanbic Ibtc Bank, Ltd. |
| 443822 | Visa | Debit | Providusbank PLC |
| 443862 | Visa | Debit | Zenith Bank |
| 443893 | Visa | Credit | First Bank OF Nigeria PLC |
| 443910 | Visa | Debit | Zenith Bank PLC |
| 444368 | Visa | Debit | Access Bank PLC |
| 444506 | Visa | Credit | Stanbic Ibtc Bank, Ltd. |
| 444581 | Visa | Credit | United Bank FOR Africa PLC |
| 444586 | Visa | Credit | United Bank FOR Africa PLC |
| 445493 | Visa | Debit | United Bank FOR Africa PLC |
| 445807 | Visa | Debit | Guaranty Trust Bank PLC |
| 445817 | Visa | Debit | Sterling Bank PLC |
| 446965 | Visa | Debit | Fidelity Bank PLC |
| 447633 | Visa | Debit | Guaranty Trust Bank, Ltd. |
| 447926 | Visa | Debit | Keystone Bank, Ltd. |
| 448189 | Visa | Debit | Interswitch, Ltd. |
| 448838 | Visa | Debit | Gtbank |
| 448839 | Visa | Debit | Crdb Bank PLC |
| 448935 | Visa | Debit | Caja Rural DE Almeria Y Malaga |
| 448939 | Visa | Debit | Zenith Bank PLC |
| 449976 | Visa | Debit | Ecobank Nigeria, Ltd. |
| 450073 | Visa | Credit | Zenith Bank PLC |
Showing a representative sample. A BIN is public issuer routing information, not a usable card number. To check one specific number, use the BIN Lookup.
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Frequently asked questions
What is a BIN in Nigeria?
A BIN (Bank Identification Number), also called an IIN, is the first 6–8 digits of a card number. It identifies the bank that issued the card and the card scheme. Our dataset holds 771 BIN ranges registered in Nigeria.
How many card BINs are registered in Nigeria?
This database lists 771 BIN/IIN ranges for Nigeria across 30+ issuing banks and the major card schemes.
Can I look up a specific Nigeria BIN?
Yes. Use the PAYATE BIN Lookup to enter any BIN and see its bank, scheme, type and country, or BIN Search to find ranges by bank name.
Are these real card numbers?
No. A BIN is only the issuer prefix shared by millions of cards — it is public routing information, not a usable card number, and nothing here identifies any individual card or person.